Christmas Saver Credit Union Account
Start Saving Now for Christmas 2025 with a Christmas Saver Account!
Make next Christmas stress-free by spreading the cost throughout the year! With a Christmas Saver Account from Cardiff and Vale Credit Union, you can save regularly and access your funds just in time for the festive season, starting on 1st November each year.
Why Choose a Christmas Saver Account?
This special account is available to both new and existing members of Cardiff and Vale Credit Union. Here’s how it works:
- Save regularly all year round – Deposit directly or via payroll deductions.
- Access your savings between 1st November and 31st December – Perfect timing for holiday shopping! To help you stick to your savings plan, there’s a £5 fee for withdrawals outside these dates.
- Your money is safe – Savings up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS).
How to Get Started
Already a Cardiff and Vale Credit Union member?
- Simply download and complete the Christmas Saver application, then return it to us. We’ll take care of setting up your account.
- If you already have a standing order or payroll deduction, just fill out a form to confirm how much you'd like to save into your Christmas Saver account. You can even keep saving into your general saver account at the same time!
Not a member yet?
- Join Cardiff and Vale Credit Union today! Membership is free – all you need is a minimum of £5 in a general saver account to activate it.
Start your journey to a stress-free Christmas today!
Credit Union also offer loans, find out more here.